College Without Debt? Here’s How Families Are Making It Possible


September 13, 2025

What Will it Take?

Hello Reader and happy September! 🍂

As the school year kicks into full swing, we know that students and families are carrying a heavier question than ever: Is college without debt really possible?

For many families, the financial side of higher education feels overwhelming:

  • Some simply cannot afford to pay out of pocket without relying on loans.
  • Others worry they earn “too much” to qualify for traditional financial aid, yet “too little” to comfortably cover the full cost of tuition, housing, and everything else that comes with college.

So what should families do in this situation?

This is where having a trusted partner makes all the difference. Navigating college admissions and funding is not something you should do alone. You need guidance from people who not only understand higher education but are also deeply embedded in it—people who know how the system works and how to position students to access the opportunities that do exist.

In the CFF College Fully Funded® program we’ve developed and refined a tested framework designed to help students gain admission into college with full funding. This isn’t theory—it’s a process that has been proven over and over again with families just like yours. In fact, our track record speaks for itself: the return on investment rivals what you’d expect from some of the most successful companies out there (think Amazon-level ROI).

We’ve summarized this framework in the video below, and we invite you to explore whether this might be the right fit for your family.

video preview

While our program isn’t for everyone, for the families who align with our approach, the impact has been life-changing—opening the door to higher education without the crushing weight of student debt.

If you have a high school junior or younger, or a prospective transfer student, I would love to start a conversation with you to see if this program could be a solution for your family. Our one-of-a-kind college admission coaching program focuses solely on helping students secure college acceptance with full funding, setting them up for a future free from debt.

I look forward to talking with you soon and helping you discover what’s possible for your student.

To college fully funded,

Dr. Faith Okpotor

Founder and CFF Head Coach

National Center for Higher Education Access

Award-winning academic and tenured professor

P.S. Here are the ways to work with us.

  1. CFF College Fully Funded®, a 3-month intensive and comprehensive college admissions coaching program followed by a 7-month application support membership to help prospective undergraduate students find, apply, and get accepted at U.S. colleges/universities that will provide them full funding. Registration for the next cohort is underway.
  2. GradSchool Fully Funded, a self-paced graduate school admissions coaching program and annual membership that helps prospective master's and PhD students find, apply, and secure admission with full funding into U.S. graduate programs. You can enroll at anytime. If you are interested in joining a small 2025 cohort of GFF, click here.
  3. 1-on-1 consultation service for prospective graduate students, those interested in living and working in the United States, and people with other higher education consultation needs.
  4. The College Admission Readiness Audit (CARA) for high school sophomores and juniors. Receive a college admission readiness assessment and a personalized hour long 1-on-1 session to review your assessment results and receive recommendations on what to focus on to prepare for a successful college admission cycle. Email us to learn more.

Dr. Faith Okpotor

I am a college professor and the creator CFF College Fully Funded™ and GradSchool Fully Funded. We help ambitious students, find, apply, and get into U.S. colleges/universities and graduate programs with full funding in order to avoid debt. Please use the links in the Links tab to learn more about me, our programs, or to connect. You can also read a few samples of previous editions of my twice monthly newsletter via the Posts link. If you would like to receive the newsletter on all things college admissions and funding, please subscribe below. To email me: collegefullyfunded@gmail.com .

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