The Memorable College Essay: A Key to College Without DebtA standout college essay isn’t just about getting in — it can help determine how college is funded. Learn why memorability matters. February 8, 2026I hope you’re staying warm if you’re in one of the many parts of the United States experiencing record-low temperatures right now. ❄️ In recent editions of this newsletter, we’ve been digging into a big question many families are wrestling with: Is college worth it? We’ve established that for most students who enjoy learning and are academically prepared, the answer is yes. But there’s an important condition. For college to truly make sense, it has to be affordable — ideally without debt, or at least with minimal debt attached. That’s exactly where CFF College Fully Funded® comes in. Many families ask us: How do you actually do this? How do you deliver on your program promise of college without debt? We do it through our tried-and-tested College Fully Funded® framework — a clear, strategic curriculum that guides students through every part of the process that leads to successful admission and financial aid outcomes. Today’s newsletter focuses on one critical piece of that framework: A powerful essay doesn’t just help students stand out in the admissions process — it can directly impact merit-based scholarships and institutional funding. Please take a few minutes to watch the short video below, where I explain what makes an essay memorable and why it matters so much in fully funded outcomes. You can use a traffic light scoring system to assess if the prospective college student in your life is on the right path: green (getting it right), yellow (needs some work), and red (getting it wrong). Finally, a reminder: the early-bird registration deadline for the summer session of CFF College Fully Funded® is fast approaching. If you have a serious high school junior who:
I invite you to book a free 30-minute conversation to learn how we can help. To college without debt,
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I am a college professor and the creator CFF College Fully Funded® and GradSchool Fully Funded. We help ambitious students, find, apply, and get into U.S. colleges/universities and graduate programs with full funding in order to avoid debt. Please use the links in the Links tab to learn more about me, our programs, or to connect. You can also read a few samples of previous editions of my twice monthly newsletter via the Posts link. If you would like to receive the newsletter on all things college admissions and funding, please subscribe below. To email me: collegefullyfunded@gmail.com .
Happy February! I hope this message finds you well, even as we continue under extreme cold conditions in the northeastern United States. If you are in this region, I hope you are keeping warm. Yale made major headlines this past week with an announcement that’s worth unpacking carefully. The news: Students from households with incomes below $200,000 will now receive full tuition. Students from households with incomes below $100,000 will have their entire cost of attendance covered—tuition,...
Hello Reader, I hope this message finds you well amid the monster winter storm sweeping a significant portion of the United States and the political storm sweeping this country. Today I want to share with you my answer to a question I have received many times. Students often ask how they should build their college list. Should they rely on college rankings such as U.S. News and World Report? Are highly ranked colleges inherently better? Below is a video clip of my answer to this question...
The College Affordability-Democracy Nexus As college costs rise and alternatives are promoted, I examine why higher education still matters—for students, families, and democracy. January 11, 2026 In this first newsletter of 2026, we are picking up where we left off in our last issue: the question so many families are asking right now — is college still worth it? As I shared previously, for most people who would enjoy college and are prepared for its academic rigor, the answer remains yes. The...